V⁠i⁠s⁠a⁠n⁠a in brief

The V⁠i⁠s⁠a⁠n⁠a Group is one of the leading providers of health and accident insurance in Switzerland. Alongside compulsory health insurance (CHI), we also offer comprehensive top-up and property insurance for all of life’s situations. Be it travel, car, household contents or home insurance, pension solutions, or business insurance, you will find that we have the right product for you.

  • 16 million francs in medical costs paid out per day

  • 50,000 receipts processed daily

  • Market share of 24.5% in the Bern region and 7.3% nationwide

  • 2025 year-end result: profit of 130.6 million francs

  • 16,330 business customers

  • Premium volume of around 4.46 billion francs

  • Around 50 agencies in Switzerland

  • Around 922,149 private customers

  • Solid endowed reserves and provisions

  • Around 1,400 employees, 66 percent of whom are women

Vision and guiding principles

We are a strong, trustworthy insurer that provides the very best service.

  • We take our customers seriously and impress them with professional competence, quality and reliability. We communicate in a friendly and comprehensible manner. Our business policy guarantees financial security. We make use of digital tools to keep developing our business.

  • Our success is based on the commitment and abilities of our employees. We recognise each and every individual’s strengths, and build on them purposefully. Our employees are encouraged and challenged, as we create an environment in which talent can flourish. We promote team spirit and cultivate respectful, appreciative interaction with one another.

  • We treat our business partners professionally, reliably and with respect. We see a trusting relationship as the basis of any collaboration. We strive for lasting partnerships characterised by fairness, transparency and mutual understanding. In doing so, we always act in a solution-oriented manner and communicate openly.
     

  • We work to ensure a high-quality healthcare sector with affordable premiums. We also represent the interests of our policyholders vis-à-vis third parties. We pledge to keep administration costs low in comparison to the rest of the industry, so as to help keep premiums fair. We act efficiently, transparently and sustainably – with the aim of creating long-term added value.

Our values

For V⁠i⁠s⁠a⁠n⁠a, quality is front and centre – namely where our customers directly experience it. Our ambition is to offer excellent products and top-quality services. Day after day, we work to deliver on this promise.

  • Customer satisfaction as our driving force.

  • Openness and transparency in pricing and advice.

  • Digital tools and preventive programmes for better health.

  • Environmentally, socially and economically responsible conduct.

“We get it” summarises what V⁠i⁠s⁠a⁠n⁠a is all about. We’re “close to the people”. We understand our customers’ concerns, take them seriously and deal with them as equals – sympathetically and thoughtfully. But “We get it” also expresses how we interact with each other at work. We value our colleagues, think proactively and help each other.

History

V⁠i⁠s⁠a⁠n⁠a– A traditional Bernese company for Switzerland

1996As the new Health Insurance Act (HIA) comes into force, V⁠i⁠s⁠a⁠n⁠a is born from a merger between the three health insurers KKB (founded in 1870), Grütli (founded in 1872) and Evidenzia (founded in 1990).
2006V⁠i⁠s⁠a⁠n⁠a founds the two independent subsidiaries sana24 AG and vivacare AG.
2013In autumn 2013, V⁠i⁠s⁠a⁠n⁠a, sana24 and vivacare come together under the umbrella of the V⁠i⁠s⁠a⁠n⁠a brand, jointly promising ‘all-round care’ for customers.
2018The health and accident insurer Galenos strengthens the V⁠i⁠s⁠a⁠n⁠a Group.
2020

V⁠i⁠s⁠a⁠n⁠a takes its promise to customers further, under the slogan ‘We get it’. It focuses its Bernese roots and physical proximity to customers.

Mujinga Kambundji and Christian ‘Chrigu’ Stucki are also ‘close to the people’. They are the 2019 Sportswoman and Sportsman of the Year, and join V⁠i⁠s⁠a⁠n⁠a as brand ambassadors in 2020.

2022V⁠i⁠s⁠a⁠n⁠a, Swiss Medical Network and the Canton of Bern found Switzerland’s first integrated healthcare organisation, Réseau de l’Arc, which is set to launch exclusively in the Jura Arc region on 1 January 2024. The integrated basic insurance model VIVA places emphasis on prevention.
2024The merger by combination of V⁠i⁠s⁠a⁠n⁠a and Atupri on 1 January 2024 creates Switzerland’s leading health insurance group. It has a strong home market in the Espace Mittelland region.

Our mission

We stand by our customers as a reliable partner in all of life’s situations – with comprehensive solutions in health, accident, property and life insurance. Our mission is to insure people and businesses – simply, comprehensibly and effectively.

  • We are more than just a health insurer. As an all-lines insurer, we protect what matters to our customers: their health, their home, their business.

  • We provide personal advice and comprehensible solutions. In this way, we build trust and give our policyholders long-term support.

  • We focus on user-friendly services, modern technologies and streamlined processes that adapt to our customers’ daily lives.

  • We encourage personal responsibility and prevention – with programmes that go beyond conventional insurance cover.

  • For individuals, families and SMEs alike, we develop insurance solutions that are tailored to requirements and provide real help when an insured event occurs.

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V⁠i⁠s⁠a⁠n⁠a Services AG

Headquarters

Weltpoststrasse 19

3000 Bern 16

Phone: 0848 848 899 (DE/FR/IT)