Moving home is expensive enough without high rental deposits taking a big chunk out of your budget. Our rental deposit insurance ensures your money is still available for furniture, renovations or getting off to a good start in your new home. Instead of depositing several thousand francs, you pay a manageable annual premium and retain your financial flexibility.

V⁠i⁠s⁠a⁠n⁠a provides up to CHF 20,000 as a guarantee in place of a cash deposit. The insurance is easy to take out, premiums are transparent and there are no hidden costs. The solution is available for private rental properties in Switzerland and can be terminated at any time provided an equivalent security is available. That way, you can enjoy maximum freedom with complete security.

Things can happen when you’re least expecting them while you’re driving. Our car insurance protects you against the financial consequences of accidents, damage or breakdowns. You choose the protection that is right for you – from compulsory liability insurance to partially or fully comprehensive cover. And you enjoy a fixed premium and attractive discounts, for example, if you drive claims-free.

V⁠i⁠s⁠a⁠n⁠a combines outstanding benefits with practical add-ons – a free choice of car repair workshop; cover for glass breakage, collisions with animals or marten damage; and unlimited parking damage insurance. Gross negligence is included, single-year contracts provide flexibility and carbon emission offsetting is available as an option, so you can take to the roads without having to worry.

Vacanza covers you worldwide if illness or accident put paid to your travel plans. In an emergency, the insurance pays the costs that your basic insurance does not and makes sure that you receive help fast, whether that means a hospital, organising doctors or getting you back to Switzerland.

Basic cover includes a 24-hour assistance service, help if you have to be admitted to hospital, sending medicines and legal protection insurance abroad. The top-up package also provides luggage and cancellation insurance. That way, you can set off secure in the knowledge that you’ll get help should you need it.

Careless moments can turn expensive. If a football goes through a neighbour’s window, your dog causes an accident or your child knocks your friends’ valuable vase over, the financial consequences can be severe. Our personal liability insurance helps if you or your family cause damage to a third party.

Basic cover already includes many risks and you benefit from straightforward conditions with no hidden costs. V⁠i⁠s⁠a⁠n⁠a does not apply a universal deductible and insures tenant damage without a deductible too. There is not even a surcharge for damage caused by gross negligence. That way, you are extensively covered if things go wrong.

Your own home is a retreat, investment and living space all at the same time. If something goes wrong – if you have a fire, burst water pipe or broken windows after a storm – things can quickly get very expensive. Our building insurance makes sure you’re not on your own in such cases and do not have to pay for the repairs or rebuilding work yourself.

V⁠i⁠s⁠a⁠n⁠a covers the most common loss events such as fire, water damage, storms, natural disasters and glass breakage. Our home assistance service provides straightforward help in emergencies. You can extend your protection to include, for example, vandalism or marten damage by taking out top-up cover. That way, your home is protected, whatever happens.

Trouble with your landlord, workplace problems or a road accident – legal disputes cost time, heartache and a lot of money. Our legal protection insurance makes sure you can defend your rights without having to worry about lawyers’ fees or court costs. That way, you retain the capacity to act and can defend yourself when things get complicated.

If you find yourself in a dispute, V⁠i⁠s⁠a⁠n⁠a will cover the costs of advice, lawyers, courts and expert opinions up to a maximum of CHF 500,000 per case. Protekta’s specialists will provide expert legal support. The insurance covers a large number of everyday situations, from tenancy and employment law to road traffic accidents. That way, you’re always on the safe side of the law.

If your expensive bike gets stolen from in front of your house, your cellar is flooded after a severe storm or someone burgles your home, good household contents insurance can provide a bit of comfort. Insurance covers all movable items in your household that are not firmly attached to the building, such as furniture, clothes, jewellery, electrical equipment and bicycles.

Damage to your household contents as a result of fire, mains water, storms, hail, theft or burglary. Damage – particularly fire or water damage – often also involves clearance and disposal costs as well as living expenses. These costs are covered in addition to the insured sum.

Make provision early and benefit twice: each year, you save taxes while creating financial reserves for later life. V⁠i⁠s⁠a⁠n⁠a’s pension solutions let you progressively build up capital for your retirement – flexibly, simply and in a way that suits your situation.

Pillar 3a is a tax-efficient way of saving that lets you decide how your money is invested – prudently or with the chance of high returns. MyLiberty gives you a convenient digital way to manage your pension and vested benefits credits: open an account, choose a strategy and track its performance – all from the same app. It’s the straightforward, modern way to take charge of your pension.