Visana maternity insurance at a glance
How your female staff members benefit
With Visana maternity insurance, you close income gaps and can increase daily allowance to as much as 100% of the respective salary – so your female staff are given more security and shown greater appreciation.
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In Switzerland, mothers receive 80% of their salary for 14 weeks under the Loss of Earnings Compensation Act (LECA/EOG) – up to a maximum of CHF 220 per day. For many companies and their female staff, this is too little; those with higher salaries suffer a serious loss of income. With maternity insurance from Visana, you close this gap.
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With Visana maternity insurance, you can supplement the contribution from the loss of earnings compensation scheme, so the staff member receives as much as 90% or even 100% of the insured salary. You thus show appreciation of your female staff and ensure that mothers can concentrate fully on the first months of their babies’ lives.
How your company benefits
With maternity insurance from Visana, you enhance your image as an employer, benefit from flexible solutions and reduce administrative effort.
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In times of skilled labour shortages, a progressive family-friendly policy brings a decisive competitive advantage. With generous maternity insurance, you set yourself apart from the competition and attract qualified female staff. Your investment in family-friendly benefits pays off via higher staff retention and an enhanced image as an employer.
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As every company is different, Visana offers flexible insurance solutions that you can adapt to your needs and corporate strategy. You are the one who decides on the indemnity period, level of benefits and scope of cover. Whether you want to extend the statutory 14 weeks or insure wages above the EO maximum – with Visana maternity insurance, this is no problem.
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Visana coordinates benefits seamlessly with compensation from the compulsory scheme EO. Thus, your administrative effort is minimised, and your female staff receive their benefits punctually and reliably.
Overview of benefits
Five strong arguments in favour of Visana maternity insurance:
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Daily allowance of up to 100% of the insured salary
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Cover also available for salaries above CHF 220 per day (EO maximum)
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Flexible indemnity period – you set the number of weeks
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Seamless transition from EO to top-up insurance
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Simple administration and fast benefit processing
You can obtain detailed information from the benefit sheet or request it directly from your customer advisor.
How maternity insurance works
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As the employer, you report your staff member’s maternity via the convenient online form (before childbirth).
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Visana assesses entitlement according to your conditions of insurance, and calculates the amount of additional compensation.
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The daily allowance is paid to the insured staff member by the employer (or policyholder).
Your advantages with maternity insurance
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Positions you as an attractive family-friendly employer
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Appreciation leads to greater staff loyalty and retention
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Tailored solution: insurance that can be flexibly adapted to your wishes
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Simple administration and straightforward processing via Visana
We will gladly advise you on how to provide optimal cover for your female staff.
Insurance that complements this product optimally
Frequently asked questions about maternity insurance
Yes, maternity insurance can be taken out for all female staff – regardless of work-time percentage. The benefits are based on the insured salary.
The cover begins in accordance with the agreed conditions of insurance. The benefits are paid out together with compensation from the compulsory EO scheme.
The insurance is flexible and customisable. Depending on the chosen insurance model, the following are covered: salaries above the EO maximum of CHF 220 per day, an increase in the daily allowance to 90% or 100% of the salary, and extension of the eligibility period beyond 14 weeks.
The premium depends on the chosen scope of benefits, as well as on your company’s payroll and staff structure. We will gladly provide you with a personalised quote.