Unfortunately, employment relationships do not always end by mutual agreement. Fortunately, those tend to be rare, but such ‘outliers’ always tie up significant human resources and often entail unpredictable costs. This can become problematic for small and medium-sized businesses, as they rarely have in-house legal departments. Legal disputes, especially involving employment contract law, can arise in any company though. In such cases, our employment-contract legal protection insurance provides you with support, as the following two real-life examples illustrate.

Our policyholder was sued for CHF 8,000 in back pay by a former employee who had worked unauthorised overtime. The lawyer who was brought in managed to get the claim significantly reduced before the conciliation authority. The lawyer’s fees of CHF 3,900 were covered by the employment-contract legal protection insurance.

An employee of our policyholder switched to a rival company, even though her employment contract included a non-competition clause. To enforce this clause, our policyholder brought a claim against the former employee with the aid of a lawyer. The court partially upheld the claim. The lawyer’s fees amounted to over CHF 11,000 and were covered by the employment-contract legal protection insurance.

Our employment-contract legal protection insurance (provided by Protekta Legal Protection Insurance Ltd) protects you against the possible financial consequences of employment-contract disputes within your company. This service is combined with daily allowance insurance in a package that is unique on the Swiss insurance market. It covers a guaranteed sum of up to CHF 500,000.

As an added bonus, the employment-contract legal protection insurance includes JurLine, a service that provides legal information over the phone (weekdays from 8 am to 5 pm, in German, French and Italian). This gives you quick access to legal advice. In cases of legal action or if an insured event occurs, competent lawyers and other legal professionals will assist you by handling claim settlement on your behalf. All associated lawyers’ fees, court fees, damages for costs incurred in proceedings, mediation costs etc. are covered.