Tariff rates for up to
- 7 check-ups,
- 2 ultrasound scans,
- 3 breastfeeding counselling sessions
CHF 150 for midwife-led antenatal classes
Benefits if you give birth in hospital
Additional check-ups and ultrasound scans 90%
- Additional check-ups and ultrasound scans 90%
- Prenatal and postnatal gymnastics 90%, up to CHF 300
2 ultrasound scans
Additional check-ups and ultrasound scans 90%
Additional check-ups and ultrasound scans 90%
CHF 150 for midwife-led antenatal classes
The costs of house visits by a midwife are covered for the 56 days following the birth. Maximum of 16 visits for premature, multiple and first-time births, or after a caesarean; maximum of ten visits in all other situations.
Spitex benefits for home births
Benefits if you give birth in hospital
Benefits if you give birth in hospital
Benefits if you give birth in hospital
Wellness Cheque no. 2:
- Up to CHF 100 for courses with more than ten classes
- Up to CHF 50 for courses with up to ten classes or two full-day seminars
- Live streaming programmes are included
Wellness Cheque no. 2:
- Up to CHF 100 for courses with more than ten classes
- Up to CHF 50 for courses with up to ten classes or two full-day seminars
- Live streaming programmes are included
90%, up to CHF 300 plus Wellness Cheque no. 2:
- Up to CHF 100 for courses with more than ten classes
- Up to CHF 50 for courses with up to ten classes or two full-day seminars
- Live streaming programmes are included
3 breastfeeding counselling sessions
7 check-ups
Additional check-ups and ultrasound scans 90%
Additional check-ups and ultrasound scans 90%
Tariff rates for up to
- 7 check-ups
- 2 ultrasound scans
- 3 breastfeeding counselling sessions
CHF 150 for midwife-led antenatal classes
Benefits if you give birth in hospital
Additional check-ups and ultrasound scans 90%
- Additional check-ups and ultrasound scans 90%
- Prenatal and postnatal exercises 90%, up to CHF 300
Contributions to preventive medical measures
Benefits for preventive gynaecological examinations (90%)
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 200
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 300
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 600
Check-up every three years 90%, up to CHF 200
Check-up every three years 90%, up to CHF 300
Check-up every three years 90%, up to CHF 600
- Contributions to preventive medical measures
- Benefits for preventive gynaecological examinations (90%)
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 200
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 300
- Preventive gynaecological examination 90%
- Check-up every three years 90%, up to CHF 600
Cost of treatment by recognised specialists at tariff rates
Cost of treatment by recognised specialists at tariff rates
- Psychotherapy with therapists with a cantonal licence under the Psychology Professions Act
- 80%, up to CHF 5,000 per year
- Non-participating doctors: 90%
Psychotherapy with therapists with a cantonal licence under the Psychology Professions Act
80%, up to CHF 5,000 per year
Non-participating doctors: 90%
- Up to 60 hours per quarter for home nursing
- Extended benefits in accordance with HIBO/KLV following special assessment
- Up to 30 days per year, CHF 50 per day
- Up to 30 additional days per year, CHF 25 per day
- Up to 30 days per year, CHF 100 per day
- Up to 30 additional days per year, CHF 50 per day
- Up to 30 days per year, CHF 50 per day
- Up to 30 additional days per year, CHF 25 per day
- Up to 30 days per year, CHF 100 per day
- Up to 30 additional days per year, CHF 50 per day
- Up to 30 days per year, CHF 50 per day
- Up to 30 additional days per year, CHF 25 per day
- Up to 30 days per year, CHF 100 per day
- Up to 30 additional days per year, CHF 50 per day
- Up to 60 hours per quarter for home nursing
- Extended benefits in accordance with HIBO/KLV following special assessment
- Up to 30 days per year, CHF 50 per day
- Up to 30 additional days per year, CHF 25 per day
- Up to 30 days per year, CHF 100 per day
- Up to 30 additional days per year, CHF 50 per day
Cost contribution according to the Federal Office of Public Health (FOPH/BAG) list of medical supplies and devices
Purchase or rental 90%, up to CHF 1,000 per year
Purchase or rental 90%, up to CHF 2,000 per year
Cost contribution according to the Federal Office of Public Health (FOPH/BAG) list of medical supplies and devices
Purchase or rental 90%, up to CHF 1,000 per year
Purchase or rental 90%, up to CHF 2,000 per year
Until age 18, annually: CHF 180
- Until age 18, 90%, up to CHF 200 per year
- From age 18, every three years: 90%, up to CHF 200
90%, up to CHF 250 per year
Until age 18, annually: CHF 180
- Until age 18, 90%, up to CHF 200 per year
- From age 18, every three years: 90%, up to CHF 200
90%, up to CHF 250 per year
Contributions in accordance with the Health Insurance Benefits Ordinance (HIBO/KLV). Vaccinations provided under basic insurance are based on the official vaccination schedule of the FOPH/BAG.
90%, up to CHF 100 per year
90%, up to CHF 200 per year
90%, unlimited
- Contributions in accordance with the Health Insurance Benefits Ordinance (HIBO/KLV, in German)
- Vaccinations provided under basic insurance are based on the official vaccination schedule of the FOPH/BAG
90%, up to CHF 100 per year
90%, up to CHF 200 per year
90%, unlimited
50%, up to CHF 500 per year
- 90% of transport costs, up to CHF 10,000 per year
- 90% of search, rescue and recovery costs, up to CHF 25,000 per year
- 90% of transport costs, up to CHF 20,000 per year
- 90% of search, rescue and recovery costs, up to CHF 25,000 per year
- 50% of travel costs, up to CHF 2,000 per year
- 90% of transport costs, unlimited
- 90% of search, rescue and recovery costs, unlimited
- 50% of travel costs, up to CHF 2,000 per year
50%, up to CHF 2,000 per year
50%, up to CHF 2,000 per year
50%, up to CHF 5,000 per year
90%, up to CHF 25,000 per year
90%, up to CHF 25,000 per year
90%, unlimited
- Transport 50%, up to CHF 500 per year
- Rescue 50%, up to CHF 5,000 per year
- Transport 90%, up to CHF 10,000 per year
- Rescue 90%, up to CHF 25,000 per year
- Transport 90%, up to CHF 20,000 per year
- Rescue 90%, up to CHF 25,000 per year
- Travel 50%, up to CHF 2,000 per year
- Transport 90%, unlimited
- Rescue 90%, unlimited
- Travel 50%, up to CHF 2,000 per year
- Cost coverage for emergencies up to double the tariff rate of the canton of residence in Switzerland
- Cost coverage for emergencies in an EU/EFTA country in accordance with the Agreement on the Free Movement of Persons (European Health Insurance Card required)
Travel insurance included for eight weeks per trip incl. unlimited emergency costs for hospital and outpatient treatment
Travel insurance included for eight weeks per trip incl. unlimited emergency costs for hospital and outpatient treatment
Travel insurance included for eight weeks per trip incl. unlimited emergency costs for hospital and outpatient treatment
- Severe diseases of the masticatory system, severe congenital dental anomalies or treatment for a severe general medical condition
- Coverage for dental accidents (included under accidents)
For dental surgical procedures 25%, up to CHF 500 per year
For dental surgical procedures 50%, up to CHF 1,000 per year
- Severe diseases of the masticatory system, severe congenital dental anomalies or treatment for a severe general medical condition
- Coverage for dental accidents (included under accidents)
For dental surgical procedures 25%, up to CHF 500 per year
For dental surgical procedures 50%, up to CHF 1,000 per year
- Treatment costs according to CHI/OKP – 80% of current tariff rate, up to CHF 10,000 (once only)
- No contribution for wisdom tooth extractions
- Treatment costs according to CHI/OKP – 80% of current tariff rate, up to CHF 10,000 (once only)
- No contribution for wisdom tooth extractions
- Treatment costs according to CHI/OKP – 80% of current tariff rate, up to CHF 10,000 (once only)
- No contribution for wisdom tooth extractions
- Treatment costs according to CHI/OKP – 80% of current tariff rate, up to CHF 10,000 (once only)
- No contribution for wisdom tooth extractions
- Annual membership up to CHF 200
- Semi-annual membership up to CHF 100
- Annual membership up to CHF 200
- Semi-annual membership up to CHF 100
- Annual membership up to CHF 200
- Semi-annual membership up to CHF 100
- Courses with more than ten classes up to CHF 100
- Courses up to ten classes (or two full-day seminars) up to CHF 50
- Courses with more than ten classes up to CHF 100
- Courses up to ten classes (or two full-day seminars) up to CHF 50
- Courses with more than ten classes up to CHF 100
- Courses up to ten classes (or two full-day seminars) up to CHF 50
Up to CHF 50
Up to CHF 50
Up to CHF 50
- Fitness up to CHF 200
- Wellness up to CHF 100
- Fit & Fun up to CHF 50
- Fitness up to CHF 200
- Wellness up to CHF 100
- Fit & Fun up to CHF 50
- Fitness up to CHF 200
- Wellness up to CHF 100
- Fit & Fun up to CHF 50
Basic insurance pays the costs of five methods of treatment provided by accredited Swiss Medical Association (FMH) doctors (acupuncture, traditional Chinese medicine (TCM) pharmacotherapy, phytotherapy, anthroposophic medicine and conventional medical homeopathy)
Doctors, Visana-recognised naturopathic practitioners and Visana-recognised forms of therapy; only possible if prescribed by a doctor:
Max. annual cost coverage: 90% up to CHF 1,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 4,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 10,000
Non-Visana-recognised therapists and naturopathic practitioners 50% up to CHF 1,000
Doctors, Visana-recognised naturopathic practitioners and Visana-recognised forms of therapy; only possible if prescribed by a doctor:
Max. annual cost coverage: 90% up to CHF 1,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 4,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 10,000
Non-Visana-recognised therapists and naturopathic practitioners: 50% up to CHF 1,000
Basic insurance pays the costs of five methods of treatment provided by accredited Swiss Medical Association (FMH) doctors (acupuncture, traditional Chinese medicine (TCM) pharmacotherapy, phytotherapy, anthroposophic medicine and conventional medical homeopathy)
Doctors, Visana-recognised naturopathic practitioners and Visana-recognised forms of therapy; only possible if prescribed by a doctor:
Max. annual cost coverage: 90% up to CHF 1,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 4,000
Doctors, Visana-recognised naturopathic practitioners and practitioners of Visana-recognised forms of therapy; possible without a medical prescription:
Max. annual cost coverage: 90% up to CHF 10,000
Non-Visana-recognised therapists and naturopathic practitioners: 50% up to CHF 1,000
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exceptions
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exceptions
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exceptions
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exception applies
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exception applies
90% of costs; provided medication was prescribed by a doctor or recognised naturopathic practitioner and no exception applies
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: General ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Free choice of hospital ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Free choice of hospital ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Semi-private ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Private ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Free choice of hospital ward
Multi-bed room
Multi-bed room
Dependent on choice of hospital ward
Dependent on choice of hospital ward
Double room
Single room
No free choice of doctor
No free choice of doctor
Free choice of doctor if you choose a semi-private or private hospital ward
Free choice of doctor if you choose a semi-private or private hospital ward
Free choice of doctor
Free choice of doctor
Free choice of doctor if you choose a semi-private or private hospital ward
General ward of a hospital on the hospital list of the canton of residence, unlimited benefits.
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: General ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Free choice of hospital ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Free choice of hospital ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Semi-private ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Private ward
- Choice of hospital: Free choice throughout Switzerland
- Hospital ward: Semi-private ward
- Cost coverage for emergencies up to double the tariff rate of the canton of residence in Switzerland
- For emergencies in an EU/EFTA country: Cost coverage in accordance with the Agreement on the Free Movement of Persons
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
- Hospital private Europe: Travel insurance included for eight weeks per trip
- Hospital private worldwide: Travel insurance included for eleven months per trip
Travel insurance included for eight weeks per trip
- Cost coverage for emergencies up to double the tariff rate of the canton of residence in Switzerland
- For emergencies in an EU/EFTA country: Cost coverage in accordance with the Agreement on the Free Movement of Persons
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
Travel insurance included for eight weeks per trip
- Hospital private Europe: Travel insurance included for eight weeks per trip
- Hospital private worldwide: Travel insurance included for eleven months per trip
Cost coverage for emergencies up to double the tariff rate of the canton of residence in Switzerland
For emergencies in an EU/EFTA country: Cost coverage in accordance with the Agreement on the Free Movement of Persons
Throughout Switzerland and worldwide for eight weeks per trip
Throughout Switzerland and worldwide for eight weeks per trip
Unlimited abroad
Throughout Switzerland
- Hospital private Europe: Throughout Europe
- Hospital private worldwide: Worldwide
Throughout Switzerland
Cost coverage for emergencies up to double the tariff rate of the canton of residence in Switzerland
For emergencies in an EU/EFTA country: Cost coverage in accordance with the Agreement on the Free Movement of Persons
Throughout Switzerland and worldwide for eight weeks per trip
Throughout Switzerland and worldwide for eight weeks per trip
Unlimited abroad
Throughout Switzerland
- Hospital private Europe: Throughout Europe
- Hospital private worldwide: Worldwide
Throughout Switzerland
- Unlimited benefits
- Annual deductible, 10% retention fee
- Hospital contribution CHF 15 per day
- Unlimited benefits
- No out-of-pocket expenses
- Flex 2/4 for semi-private ward: CHF 2,000; for private ward: CHF 4,000
- Flex 4/8 for semi-private ward: CHF 4,000; for private ward: CHF 8,000
- For semi-private ward: 20% up to CHF 2,000
- For private ward: 35% up to CHF 4,000
Possible out-of-pocket expenses:
- CHF 0
- CHF 1,000
- CHF 2,000
- CHF 5,000
- CHF 10,000
Possible out-of-pocket expenses:
- CHF 0
- CHF 1,000
- CHF 2,000
- CHF 5,000
- CHF 10,000
Possible out-of-pocket expenses:
- Flex semi-private for semi-private ward: CHF 4,000; for private ward: CHF 8,000
- Flex private for semi-private ward: CHF 2,000; for private ward: CHF 4,000
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
For a person accompanying a child under the age of 17 up to CHF 80 per day, max. CHF 2,000 per year
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
For a person accompanying a child under the age of 17 up to CHF 80 per day, max. CHF 2,000 per year
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
- Under 1 year of age: 100% of the cost of accommodation and meals for the mother or child
- Ages 1 to 13: Up to CHF 50 per day for one accompanying person until the child’s 14th birthday
CHF 1,500 per birth
CHF 1,000 per birth
CHF 1,500 per birth
CHF 1,500 per birth
CHF 1,000 per birth
CHF 1,500 per birth
- CHF 10 per day for up to 21 days per year
- Outpatient treatment at tariff rates
CHF 50 per day, up to 21 days per year
CHF 50 per day, up to 21 days per year
CHF 80 per day, up to CHF 2,000 per year
CHF 75 per day, up to 21 days per year
CHF 100 per day, up to 21 days per year
CHF 50 per day, up to 21 days per year
- CHF 10 per day for up to 21 days per year
- Outpatient treatment at tariff rates
CHF 50 per day, up to 21 days per year
CHF 50 per day, up to 21 days per year
CHF 80 per day, up to CHF 2,000 per year
CHF 75 per day, up to 21 days per year
CHF 100 per day, up to 21 days per year
CHF 50 per day, up to 21 days per year
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day
In a Visana-recognised spa facility CHF 80 per day up to CHF 2,000 per year
- In a Visana-recognised spa facility CHF 75 per day for up to 28 days
- In other suitable spa facilities CHF 30 per day
- In a Visana-recognised spa facility CHF 100 per day for up to 28 days
- In other suitable spa facilities CHF 40 per day
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day
In a Visana-recognised spa facility CHF 80 per day up to CHF 2,000 per year
- In a Visana-recognised spa facility CHF 75 per day for up to 28 days
- In other suitable spa facilities CHF 30 per day
- In a Visana-recognised spa facility CHF 100 per day for up to 28 days
- In other suitable spa facilities CHF 40 per day
- In a Visana-recognised spa facility CHF 50 per day for up to 28 days
- In other suitable spa facilities CHF 20 per day