Our hospital top-up insurance VIVA compared
Choose the insurance cover that meets your needs:
Our contracted hospitals
There may be certain restrictions on your choice of hospital, depending on your insurance model. You will find all the key details on the page Hospital lists: Visana contracted hospitals and hospitals with restrictions.
Benefit from attractive discounts
Get a 5% VIVA discount on the premiums for your VIVA top-up insurance in combination with VIVA basic insurance.
You get a 50% discount on top-up insurance premiums for your second child and every additional insured child in your family. You will receive this discount until your child turns 18.
Get a premium discount of 2% or 3% respectively when you sign a three- or five-year contract for Outpatient top-up insurance.
Your advantages with VIVA top-up insurance
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Everything from a single source: All hospital stays are coordinated by your VIVA doctor
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Attractive premium discounts enabled by the VIVA model, with equivalent benefits
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Free choice of hospital throughout Switzerland, with just a few exceptions: see list of hospitals
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Flexible options ranging from the general ward to a private single-bed room
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Worldwide cover in emergencies, thanks to Vacanza travel insurance
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Family-friendly, thanks to a 50% discount from the second child onwards, rooming-in and lump-sum birth benefits
We will be happy to take the time to explain the advantages of VIVA to you at no obligation.
Useful services for you
Cleverly insured, optimally supported. These services assist you:
If you are seeking a suitable hospital for your treatment, our comprehensive list of hospitals will help you to find the right hospital near you.
Please note: In order to keep premiums affordable for private and semi-private hospital top-up insurance, Visana can exclude cost coverage for certain hospitals in whole or in part. Please contact us before any hospital stay – to enable us to find the best solution for you and to prevent additional costs from arising.
With the VIVA Health app, you can securely and confidentially send your health data to your VIVA general practitioner.
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Frequently asked questions about hospital top-up insurance VIVA
Yes, coordination by your VIVA doctor is a key component of the integrated care model. If you are planning a hospital stay, discuss it with your VIVA doctor in advance. In emergencies, of course, you do not have to coordinate anything in advance.
For planned operations without a referral from your VIVA doctor, only 60% of the contributions specified in the catalogue of benefits are covered. The reduction is capped at CHF 5,000. No such reduction applies in emergencies.
Yes, each time you are admitted to hospital, you can again decide whether you wish to stay in a general, semi-private or private ward. Your contribution to the costs depends on your decision.
You are insured in the event of emergencies while abroad. The included Vacanza travel insurance covers all costs for eight weeks per trip. The costs of medical repatriation are also covered.
Downloads
Conditions of insurance
Flyers
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