Hospital semi-private at a glance
Hospital semi-private top-up insurance lets you decide for yourself which Visana-recognised hospital you would like to be treated in – anywhere in Switzerland. You also have a free choice of doctor. You will receive very good medical care and will be accommodated in a double room. Your insurance will pay the full cost of your stay in a semi-private ward. You can also enjoy additional benefits such as rooming-in and contributions to convalescence treatment and balneotherapy.
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Free choice of hospital throughout Switzerland
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Free choice of doctor in hospital: you decide who treats you
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Recover better and enjoy more privacy in a double room
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Vacanza travel insurance included
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Personal support from our benefits centre – from planning your hospitalisation through to aftercare
Benefits of semi-private hospital insurance
| Services | Hospital semi-private |
|---|---|
| Recognised hospitals | You have a free choice of hospital anywhere in Switzerland. |
| Choice of doctor | You are free to choose which doctor treats you. |
| Room | You enjoy greater privacy in a double room. |
| Rooming-in | During the first year of life, we pay 100% of accommodation and meal costs for mother or child. From the age of 1 to 13, we pay a maximum of CHF 50 per day for a companion. |
| Lump-sum birth benefit | You receive CHF 1,000 for an outpatient birth. |
| Convalescence treatment and balneotherapy | To help you recover better after your inpatient treatment, we will contribute CHF 75 per day (for a maximum of 21 days a year) towards the cost of convalescence treatment. |
| Save on premiums by covering out-of-pocket expenses | The more you contribute in out-of-pocket expenses, the lower your premium. This is also dependent on your age, gender and place of residence. |
| Vacanza travel insurance | Included for eight weeks per trip. |
| Insurance coverage in an emergency | Throughout Switzerland and worldwide for eight weeks per trip. |
You will find a complete overview of all the benefits this product provides in our benefits search function.
Discounts
You get a 50% discount on top-up insurance premiums for your second child and every additional child in your family who is insured with Visana. You will receive this discount until your child turns 18.
When you apply for Hospital semi-private top-up insurance, we also need a completed health questionnaire. If you pass the risk assessment, you receive a 20% discount on your premium for your first year of insurance. This discount automatically lapses after the first year of insurance and is replaced by a 20% no claims bonus, provided you do not receive benefits.
Is Hospital semi-private top-up insurance right for you?
Hospital semi-private top-up insurance is suitable for people who:
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want more privacy and comfort when they are in hospital
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want a high standard of medical care
How Hospital semi-private top-up insurance works
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Your doctor refers you to hospital.
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If you are unsure, BetterDoc will put you in touch with a suitable specialist free of charge, who will provide a detailed second medical opinion.
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We check we have a contract with the chosen hospital.
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The hospital obtains our confirmation that we will cover costs and we notify you.
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Let us know straight away if you are dissatisfied with the service provided by the hospital.
Our contracted hospitals
Visana has contracts with carefully selected hospitals to ensure you receive the best possible care. Check here whether your hospital is one of them.
Your advantages with semi-private
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Free access to all Visana-recognised Swiss hospitals
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Free choice of doctor in hospital (treatment by a head physician, by a specialist, or by a doctor with admitting privileges)
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More comfort and privacy in a two-bed room
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Full cost coverage in a semi-private ward
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Vacanza travel insurance included for 8 weeks per trip
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Personal support provided by our benefits centre – from planning to aftercare
We will be happy to take the time to explain the advantages of our top-up hospital insurance products to you at no obligation.
Useful services for you
Having good insurance is half the battle. These services assist you:
If you are seeking a suitable hospital for your treatment, our comprehensive list of hospitals will help you to find the right hospital near you.
Please note: In order to keep premiums affordable for private and semi-private hospital top-up insurance, Visana can exclude cost coverage for certain hospitals in whole or in part. Please contact us before any hospital stay – to enable us to find the best solution for you and to prevent additional costs from arising.
See at a glance which benefits your basic insurance covers and what additional advantages our top-up insurance models offer.
Anyone with basic insurance or hospital top-up insurance from Visana can obtain a second medical opinion. For this purpose, BetterDoc puts you in touch with a suitable doctor, free of charge.
With ‘Emergency-Finder’, you are optimally equipped in critical medical situations. This app helps you to assess your symptoms correctly and shows you the nearest emergency ward in real time, along with its current capacity.
The cost-free service is available in the City of Bern and the surrounding metropolitan area.
Insurance that complements this product
Frequently asked questions about Hospital semi-private insurance
The semi-private insurance model offers you greater comfort in hospital. You are given a double room and can choose your doctor yourself. You also have free choice of hospital – anywhere in Switzerland. You therefore benefit from more peace and quiet, more freedom of choice and, in many cases, faster treatment.
Semi-private cover means that you are accommodated in a double room during an inpatient hospital stay. In other words, you share the room with just one other person. You also have a free choice of doctor.
The Hospital semi-private insurance model is worthwhile for people who particularly value comfort and privacy. Many people appreciate being accommodated in a double room, as it offers more peace and quiet, and allows for a quicker recovery. You are free to choose your treating physician yourself. Another advantage is the free choice of hospital throughout Switzerland. You do not have to be treated at a hospital in your canton of residence, as is the case with basic insurance. In addition, you also get optimal care in the event of emergencies abroad.
The difference has to do with the benefits covered by the insurance. The private insurance model gives you a little more comfort, as you stay in a single room. With the semi-private option, you share a room with no more than one other person. Hence the name “semi-private”. Furthermore, the lump-sum birth benefit and the contributions towards balneotherapy are somewhat higher in the private model than with the semi-private option.
The Hospital semi-private insurance model offers you the following benefits:
- More comfort and privacy: Double room in hospital
- Free choice of doctor: You choose your treating physician yourself
- Free choice of hospital throughout Switzerland
- Rooming-in: Under 1 year of age, 100% cover of accommodation and meal costs for mother or child; from the age of 1 to 13, a contribution of up to CHF 50 per day for one accompanying person
- Lump-sum birth benefit: CHF 1,000 per birth for outpatient deliveries
- Contributions towards convalescent treatment
- Flexible out-of-pocket expenses: You can save on your premium by choosing how much you want to pay in out-of-pocket expenses (e.g. CHF 1,000, CHF 2,000, CHF 5,000 or CHF 10,000)
The Hospital semi-private insurance model gives you free choice of hospital and doctor, anywhere in Switzerland. You get a double room in a semi-private hospital ward. Thanks to this extra privacy, you can recover more quickly after an operation or when ill.
The premiums depend on various factors. These include the out-of-pocket expenses, your canton of residence and your age. The higher the out-of-pocket expenses, the lower the premium.
Downloads
Conditions of insurance
Overview of benefits
Fact sheet
Forms
Useful lists
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