Health package L | Visana Insurance

Health package L at a glance

Although your health insurance will pay the bulk of the cost of your treatment if you fall ill, it will not cover everything. This is where health package L comes in. The V⁠i⁠s⁠a⁠n⁠a insurance package for worry-free protection.

Simply flexible – entirely to suit your medical needs.
Health package L is ideal for people with big budgets.
Can be modified to health package S or M if your budget or needs change.
You can also add home and legal, car and travel, and pension and asset protection.

Package L includes the following top-up insurance products:

Health package L is an investment in comprehensive medical cover and nurturing your health.

Restriction on hospital choice

V⁠i⁠s⁠a⁠n⁠a can partly or fully exclude hospitals from the costs that it pays. Insured persons with hospital top-up insurance may incur additional costs in such hospitals. You will find all the key details on the hospital list page along with the various lists of hospitals.

Benefits in detail

Health package L fills the main gaps in basic insurance while simultaneously providing higher contributions and comprehensive additional benefits. This applies, for example, to dental treatment, check-ups, complementary medicine, psychotherapy or health promotion measures. All bundled in a package that matches your life and expectations. Ideal for everyone who wants the best for their health.

Outpatient benefits	Medication Medically prescribed medicines that have been authorised by Swissmedic Medication on V⁠i⁠s⁠a⁠n⁠a’s medication list Dental surgical procedures 50% up to CHF 1,000 per year for dental surgical procedures Correction of malpositioned teeth 80% of treatment costs up to a total of CHF 10,000 (once only) Correction of malpositioned teeth (braces, diagnosis and planning, treatment and follow-up) Medically prescribed aids Contribution towards purchase or rental Spectacle lenses and contact lenses 90% up to CHF 250 per year Home help and home nursing care Maternity Check-ups and ultrasound examinations Prenatal and postnatal gymnastics Preventive examinations / check-ups Gynaecological check-ups Check-up every three years Routine and travel vaccinations Transport and travel costs Medically required emergency ambulance transport to the nearest hospital
Inpatient benefits	Free choice of doctor and hospital throughout Switzerland Free choice of hospital ward Second medical opinion Rooming-in Lump-sum birth benefit for outpatient birth Balneotherapy and convalescence treatment
Complementary benefits	Perfect add-on to basic insurance for alternative therapies Comprehensive choice of V⁠i⁠s⁠a⁠n⁠a-recognised therapists, naturopathic doctors and naturopathic practitioners Coverage for complementary medicines
Vacanza travel insurance	For all-round protection for travel abroad for up to eight weeks. Unlimited emergency costs for hospital and outpatient treatment Legal protection abroad Baggage insurance Cancellation insurance
Contributions to health promotion	Wellness and Fitness Cheques worth up to CHF 350 a year

Discounts

Here are some of the ways you could save:

Get a premium discount of 2% or 3% respectively when you sign a three- or five-year contract for health package L. In addition, collect points worth up to CHF 120 a year in our digital myPoints bonus programme when you sign up.

You will get a 20% discount if you do not claim benefits for a year. That means your premium will be 20% lower the following year.

Is health package L right for you?

V⁠i⁠s⁠a⁠n⁠a’s health package L is suitable for:

people who want only the best for their health and therefore expect comprehensive contributions and benefits from their top-up insurance without having to sign up for a lot of individual policies.
young adults who want to invest in nurturing and protecting their health without having to worry about emergencies and medical costs.

How health package L works

Think about the medical services that are important to you.
Contact V⁠i⁠s⁠a⁠n⁠a to sign up for health package L. Our customer advisors will be happy to provide personal assistance.
We put together a package that reflects your circumstances and budget.
The health package covers outpatient treatment, complementary medicine and hospitalisation, including Hospital Flex 4/8 cover.
You can also enjoy a comprehensive range of benefits covering home and legal, car and travel, and pension and asset protection – the perfect add-on to your health package L.

Your advantages with health package L

This package closes gaps in basic insurance, and offers comprehensive additional benefits and contributions.
You take out one package and save yourself the administrative hassle of managing multiple individual top-up insurance products.
You benefit from comprehensive contributions towards medication, vaccination, check-ups, dental surgical procedures and optical aids.
You receive Wellness and Fitness Cheques for health-enhancing activities.
A bundled package that you can adapt to your needs and budget, or add to, at any time.

Useful services for you

Smart insurance for comprehensive care. These services assist you:

You can easily upload invoices and reimbursement receipts via the myVisana app or myVisana customer portal.

Benefit from V⁠i⁠s⁠a⁠n⁠a’s Wellness Cheques. We contribute to your gym membership, group courses and admission fees for saunas and baths.

See at a glance which benefits your basic insurance covers and what additional advantages our top-up insurance models offer.

Depending on the insurance model, there are certain restrictions on the choice of hospital. Get informed in good time.

With ‘Emergency-Finder’, you are optimally equipped in critical medical situations. This app helps you to assess your symptoms correctly and shows you the nearest emergency ward in real time, along with its current capacity.

The cost-free service is available in the City of Bern and the surrounding metropolitan area.

Find out here what to do in an emergency.

Anyone with basic insurance or hospital top-up insurance from V⁠i⁠s⁠a⁠n⁠a can obtain a second medical opinion. For this purpose, BetterDoc puts you in touch with a suitable doctor, free of charge.

Frequently asked questions about health package L

Basic insurance does not cover all treatment costs. Top-up insurance helps you to close these gaps. With outpatient top-up insurance, you receive contributions towards the cost of medication, vaccinations, alternative therapies or health-promotion measures, for example. Hospital top-up insurance also offers you additional benefits and more comfort during a hospital stay.

Health package L is a bundle comprising the V⁠i⁠s⁠a⁠n⁠a top-up insurance products that offer the most comprehensive cover, the most comprehensive benefits and the highest contributions – saving you the hassle of having to take out multiple individual top-up insurance products.

With health package L, insured persons benefit from contributions towards medication, dental treatment, optical aids and check-ups. Travel insurance, vaccinations, and contributions towards fitness and wellness are included too. It also gives you greater flexibility and comfort during hospital stays. In addition, you benefit from the attractive advantages of V⁠i⁠s⁠a⁠n⁠a Jeunesse.

This package provides higher contributions towards outpatient treatment, complementary medicine and hospital stays (semi-private / private). It also includes benefits for health promotion, such as gym membership.

Specifically, it comprises the following V⁠i⁠s⁠a⁠n⁠a top-up insurance products:

With our health packages, you automatically become part of V⁠i⁠s⁠a⁠n⁠a Jeunesse – our advantageous programme for young adults.