Health package M | Visana Insurance

Health package M at a glance

Although your health insurance will pay the bulk of the cost of your treatment if you fall ill, it will not cover everything. This is where health package M comes in. The V⁠i⁠s⁠a⁠n⁠a insurance package for secure basic protection.

Simply flexible – entirely to suit your medical needs.
Health package M is ideal for people with an average budget.
Can be modified to health package S or L if your budget or needs change.
You can also add home and legal, car and travel, and pension and asset protection.

Package M includes the following top-up insurance products:

When you choose health package M, you are laying the foundation for personalised medical cover.

Restriction on hospital choice

V⁠i⁠s⁠a⁠n⁠a can partly or fully exclude hospitals from the costs that it pays. Insured persons with hospital top-up insurance may incur additional costs in such hospitals. You will find all the key details on the hospital list page along with the various lists of hospitals.

Benefits in detail

Health package M does more than fill the main gaps in basic insurance. You also enjoy higher contributions and additional benefits such as dental treatment, check-ups, alternative medicine or psychotherapy – neatly bundled in a package that matches your life and budget. Ideal for everyone who wants more for their health.

Outpatient benefits	Medication Medically prescribed medicines that have been authorised by Swissmedic Medication on V⁠i⁠s⁠a⁠n⁠a’s medication list Dental surgical procedures 25% up to CHF 500 per year for dental surgical procedures Correction of malpositioned teeth 80% of treatment costs up to a total of CHF 10,000 (once only) Correction of malpositioned teeth (braces, diagnosis and planning, treatment and follow-up; once only) Medically prescribed aids Contribution towards purchase or rental Spectacle lenses and contact lenses 90% up to CHF 200 per year up to 18 years of age, then every three years Home help and home nursing care Maternity Check-ups and ultrasound examinations Preventive examinations / check-ups Gynaecological check-ups Check-up every three years Routine and travel vaccinations Transport and travel costs Medically required emergency ambulance transport to the nearest hospital
Inpatient benefits	Free choice of doctor and hospital throughout Switzerland Free choice of hospital ward Second medical opinion Rooming-in Lump-sum birth benefit for outpatient birth Balneotherapy and convalescence treatment
Complementary benefits	Perfect add-on to basic insurance for alternative therapies Comprehensive choice of V⁠i⁠s⁠a⁠n⁠a-recognised therapists, naturopathic doctors and naturopathic practitioners Coverage for complementary medicines
Vacanza travel insurance	For all-round protection for travel abroad for up to eight weeks. Unlimited emergency costs for hospital and outpatient treatment Legal protection abroad Baggage insurance Cancellation insurance
Contributions to health promotion	Wellness and Fitness Cheques worth up to CHF 350 a year

Discounts

Here are some of the ways you could save:

Get a premium discount of 2% or 3% respectively when you sign a three- or five-year contract for health package M. In addition, collect points worth up to CHF 120 a year in our digital myPoints bonus programme when you sign up.

You will get a 20% discount if you do not claim benefits for a year. That means your premium will be 20% lower the following year.

Is health package M right for you?

V⁠i⁠s⁠a⁠n⁠a’s health package M is suitable for:

people who attach great importance to their health, want higher contributions and more benefits – but without having to take out a lot of individual top-up insurance policies to do so.
young adults who want balanced protection and benefits – for example, when they’re travelling, for their teeth, for glasses and contact lenses, or to keep themselves healthy.

How health package M works

Think about the medical services that are important to you.
Contact V⁠i⁠s⁠a⁠n⁠a to sign up for health package M. Our customer advisors will be happy to provide personal assistance.
We put together a package that reflects your circumstances and budget.
The health package covers outpatient treatment, complementary medicine and hospitalisation, including Hospital Flex 2/4 with the option of choosing semi-private or private.
You can also enjoy a comprehensive range of benefits covering home and legal, car and travel, and pension and asset protection – the perfect add-on to your health package M.

Your advantages with health package M

This package closes gaps in basic insurance, and offers a balanced range of additional benefits and contributions.
You take out one package and save yourself the administrative hassle of managing multiple individual top-up insurance products.
You benefit from contributions towards medication, vaccination, check-ups, dental surgical procedures and optical aids.
You receive Wellness and Fitness Cheques for health-enhancing activities.
A bundled package that you can adapt to your needs and budget, or add to, at any time.

Useful services for you

Smart insurance for comprehensive care. These services assist you:

You can easily upload invoices and reimbursement receipts via the myVisana app or myVisana customer portal.

Benefit from V⁠i⁠s⁠a⁠n⁠a’s Wellness Cheques. We contribute to your gym membership, group courses and admission fees for saunas and baths.

See at a glance which benefits your basic insurance covers and what additional advantages our top-up insurance models offer.

Depending on the insurance model, there are certain restrictions on the choice of hospital. Get informed in good time.

With ‘Emergency-Finder’, you are optimally equipped in critical medical situations. This app helps you to assess your symptoms correctly and shows you the nearest emergency ward in real time, along with its current capacity.

The cost-free service is available in the City of Bern and the surrounding metropolitan area.

Find out here what to do in an emergency.

Anyone with basic insurance or hospital top-up insurance from V⁠i⁠s⁠a⁠n⁠a can obtain a second medical opinion. For this purpose, BetterDoc puts you in touch with a suitable doctor, free of charge.

Frequently asked questions about health package M

Basic insurance does not cover all the costs of medical treatment. Top-up insurance closes any gaps and offers additional benefits:

Outpatient top-up insurance assists you with contributions towards the cost of medication, vaccinations, alternative therapies or health promotion, for example.
With hospital top-up insurance, you also get enhanced benefits and greater comfort during hospital stays.

With health package M, you bundle important additional benefits in a single package. This is a practical solution, as it means you do not have to take out multiple individual insurance products.

You benefit from contributions towards the costs of medication, dental treatment, optical aids and check-ups. Travel insurance, vaccinations, and contributions towards fitness and wellness are included too. It also gives you greater flexibility and comfort during hospital stays. In addition, you benefit from the attractive advantages of V⁠i⁠s⁠a⁠n⁠a Jeunesse.

Thus, health package M is a well-balanced option for reliable basic cover.

This package provides benefits pertaining to outpatient treatment, complementary medicine and hospital stays (semi-private / private). It also includes benefits for health promotion, such as gym membership.

Specifically, it comprises the following V⁠i⁠s⁠a⁠n⁠a top-up insurance products:

With our health packages, you automatically become part of V⁠i⁠s⁠a⁠n⁠a Jeunesse – our advantageous programme for young adults.